Total Cost Calculator
See the real APR — interest, processing fee, and GST upfront. No surprises.
Maximum 75% LTV permitted by RBI on gold loans.
Loan eligibility
₹2,36,844
at 75% LTV on ₹3,15,792 gold value
Real APR (all-inclusive)
9.95%
Includes interest + processing fee + GST. Locked at booking — never changed mid-tenure.
Total cost breakdown
Interest over tenure₹22,169
Processing fee₹1,184
GST on fee (18%)₹213
Total cost of credit₹23,566
Total payable₹2,60,410
Pure 24K equivalent
45.83g
Monthly interest
₹1,847
Indicative EMI
₹21,584/month
Full APR including processing fee shown before booking — no hidden charges.
RBI-style KFS PDF with all-in cost, EMI schedule and your rights — before you sign up.