Gold Loans starting at
just 0.76% per month*
Request a call back — our team will reach you in 15 minutes.
Call us at 1800-123-999-888
Check
Charges
Available
Gram Rate
Terms & Conditions apply*
Our Lending Partners
How It Works
Gold loan in 3 simple steps
Book Online
Fill in 2 details and pick a time slot that works for you.
Expert at Your Door
Certified appraiser arrives with testing kit & secure pouch.
Money in Minutes
Gold stored in vault, cash in your account within 30 minutes.
Our Products
Everything gold, one app
Gold Loan
Up to ₹50 Lakh at 0.76%/mo with 85% LTV. Doorstep service.
Gold Locker
Secure vault subscription. Insured by ICICI Lombard.
Gold SIP
Accumulate 24K gold every month. Vault-stored, insured.
Why Bharat Gold Loans
India trusts Bharat Gold Loans for a reason
100% Safe & Insured
Gold insured for full value by ICICI Lombard during transit and in vault.
30-Minute Disbursal
Industry-fastest turnaround from appraisal to bank account.
RBI Compliant
Co-lending with HDFC, ICICI, RBL under RBI directives.
Highest Per Gram Rate
Get the most for your gold — guaranteed best market rate.
Doorstep Service
Certified appraiser visits you. No branch hassle.
Part Release Available
Pay part of your loan, take back specific ornaments.
Loan Calculator
See how much you can borrow
Adjust gold quantity, purity, live 24K market rate, and LTV % — get your loan eligibility instantly.
- • Live IBJA rate factored in
- • Adjust LTV between 50% – 85%
- • Interest at 0.76%/month
You can borrow up to
₹1,07,369
~₹816/mo interest
Customer Stories
Trusted by Indians Globally
"Got ₹3.5L against my wife's gold in 25 minutes. Appraiser was super professional."
Rajesh K.
Mumbai
"Booked at 10am, money in account by 11am. Couldn't believe how easy it was."
Priya S.
Bengaluru
"Best rates I found. Compared with 3 banks before choosing Bharat Gold Loans."
Anwar M.
Delhi
Unlock cash from your gold today
Doorstep appraisal. Best market rate. Money in 30 minutes.